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RBI Registered • NBFC Partner Backed

Turn Unpaid Invoices Into Instant Working Capital

Fast invoice financing and flexible working capital solutions for modern businesses. Get funded in 24 hours.

Bank-grade security
24hr disbursement
Funding Dashboard Live

Total Funded

₹24.5 Cr

↑ 12% this month

Active Invoices

147

↑ 8 new today

INV-2847

Tata Motors

Approved

INV-2848

Reliance Retail

Processing

Trusted by 2,000+ businesses across India

TechCorp MFG India RetailMax LogiPro PharmaCo D2C Labs

₹500Cr+

Capital Deployed

2,000+

Businesses Funded

24hrs

Avg Disbursement

98%

Approval Rate

How It Works

Get funded in 4 simple steps. Our AI-powered platform makes invoice financing faster than ever.

STEP 1

Upload Invoice

Upload your pending invoices in any format

STEP 2

AI Verification

Our AI verifies and assesses your invoices

STEP 3

Get Approved

Instant approval with best-in-class rates

STEP 4

Receive Funds

Money in your account within 24 hours

Why ButterflyCredX?

Built for the speed and scale modern businesses demand.

Lightning Fast

Get approved and funded within 24 hours of application. No lengthy paperwork.

Bank-Grade Security

256-bit encryption, RBI compliant, and SOC2 certified infrastructure.

Flexible Terms

Customizable repayment schedules that adapt to your business cycle.

Dedicated Support

Personal relationship manager for every business client.

Smart Analytics

AI-powered insights to optimize your cash flow and growth.

Revolving Credit

Access a revolving line of credit that grows with your business.

Industries We Serve

Financing solutions tailored for every sector.

🏭

Manufacturing

🛒

Retail

💊

Pharma

🚚

Logistics

📦

FMCG

✈️

Exporters

🛍️

D2C Brands

🚀

Startups

What Businesses Say

"ButterflyCredX transformed our cash flow. We got ₹45L within 18 hours of uploading our invoices. Game changer for our manufacturing unit."

RK

Rajesh Kumar

MD, Kumar Industries

"As a D2C brand, cash flow gaps were killing our growth. ButterflyCredX gave us the working capital to scale 3x in 6 months."

PS

Priya Sharma

Founder, GlowUp Beauty

"No collateral, no endless paperwork. Just uploaded invoices and got funded. The platform is incredibly smooth and transparent."

AM

Anil Mehta

CFO, SwiftLogistics

Frequently Asked Questions

Ready to Unlock Your Cash Flow?

Join 2,000+ businesses already growing with ButterflyCredX.

About Us

Empowering India's Businesses to Grow Fearlessly

ButterflyCredX was born from a simple frustration: why should profitable businesses struggle with cash flow just because their clients pay late?

Our Mission

To democratize access to working capital for every Indian business, regardless of size, and eliminate the cash flow gap that holds growth hostage.

Our Vision

To become India's most trusted invoice financing platform, powering the next generation of MSMEs, startups, and enterprises with instant, transparent, and fair financing.

The Problem We Solve

Indian MSMEs face a ₹20 lakh crore credit gap. Banks take 30-90 days to process loans. Meanwhile, businesses have crores stuck in unpaid invoices.

We bridge this gap with technology-first invoice financing that puts money in your account within 24 hours — no collateral, no complex paperwork.

Leadership

VK

Vikram Kapoor

CEO & Co-founder

Ex-Goldman Sachs, IIT-B

NR

Neha Reddy

CTO & Co-founder

Ex-Stripe, IIT-M

AS

Arjun Singh

CFO

Ex-ICICI Bank, CA

Milestones

2021

Founded in Bangalore by Vikram & Neha

2022

Raised $5M Series A • 500+ businesses onboarded

2023

₹200Cr+ deployed • RBI NBFC partnership

2024

₹500Cr+ deployed • 2,000+ active businesses • Series B

Our Services

Financing Solutions for Every Business Need

From invoice discounting to supply chain financing, we have the right product for your growth stage.

Invoice Financing

Get up to 90% of your invoice value upfront. No collateral needed.

  • • Up to ₹5Cr per invoice
  • • 24hr disbursement
  • • 0.8% - 1.5% monthly
  • • Approval: Same day

Working Capital Loans

Flexible credit lines for operational expenses and growth initiatives.

  • • ₹5L - ₹10Cr
  • • Flexible tenure
  • • Competitive rates
  • • Approval: 48 hours

MSME Financing

Tailored financial products designed specifically for MSMEs in India.

  • • Udyam registered
  • • GST-linked assessment
  • • Priority processing
  • • Approval: 24 hours

Startup Funding

Revenue-based financing for startups with predictable cash flows.

  • • Revenue-linked
  • • No equity dilution
  • • Growth-focused
  • • Approval: 3-5 days

Vendor Financing

Pay your vendors on time while extending your payment cycle.

  • • Strengthen vendor ties
  • • Better pricing
  • • Automated payments
  • • Approval: 48 hours

Supply Chain Finance

End-to-end financing across your entire supply chain ecosystem.

  • • Full-chain coverage
  • • Dynamic discounting
  • • ERP integration
  • • Approval: 24-72 hours
Process

Simple. Fast. Transparent.

Our streamlined process gets you from application to funding in under 24 hours.

STEP 1 • 5 MINUTES

Upload Your Invoices

Upload pending invoices via our platform. We accept PDF, Excel, or direct ERP integration. Our OCR automatically extracts all details.

STEP 2 • 2 HOURS

AI-Powered Verification

Our AI engine cross-verifies invoices with GST portal, buyer creditworthiness, and historical payment patterns for instant risk assessment.

STEP 3 • 4 HOURS

Approval & Offer

Receive a transparent funding offer with clear rates, fees, and repayment terms. Accept digitally with one click.

STEP 4 • SAME DAY

Instant Disbursement

Funds transferred directly to your bank account via NEFT/RTGS. Track everything in real-time on your dashboard.

STEP 5 • FLEXIBLE

Auto Repayment

When your buyer pays the invoice, the amount is automatically settled. No manual intervention needed. Revolving credit unlocked.

Industries

Sector-Specific Financing Solutions

Every industry has unique cash flow challenges. We build solutions tailored to each.

🏭

Manufacturing

Long payment cycles of 60-90 days create massive working capital gaps. We finance against purchase orders and invoices raised to OEMs.

Avg funding: ₹50L - ₹5Cr
🛒

Retail & E-commerce

Seasonal inventory demands and marketplace payout delays. We provide instant capital against marketplace receivables.

Avg funding: ₹10L - ₹2Cr
📦

FMCG

High volume, thin margins, and distributor credit periods. We accelerate receivables so you can focus on production.

Avg funding: ₹25L - ₹3Cr
💊

Pharma & Healthcare

Government tender payments take months. We finance pharma receivables from hospitals and government institutions.

Avg funding: ₹30L - ₹4Cr
🚚

Logistics & Transport

Fuel costs are immediate but freight payments are delayed. Get instant cash against your freight invoices.

Avg funding: ₹5L - ₹1Cr
✈️

Exporters

International payment cycles of 60-120 days. Finance your export invoices and ship with confidence.

Avg funding: ₹1Cr - ₹10Cr
🛍️

D2C Brands

Scale marketing and inventory without diluting equity. Revenue-based financing for high-growth D2C businesses.

Avg funding: ₹10L - ₹2Cr
🚀

Startups

Bridge funding between rounds, or grow without raising. Revenue-based financing with no equity dilution.

Avg funding: ₹25L - ₹5Cr
MSME Solutions

Built for India's MSMEs

63 million MSMEs power India's economy. We're here to power their cash flow.

❌ Common MSME Cash Flow Problems

  • • Buyers delay payments by 60-90 days
  • • Banks require collateral MSMEs don't have
  • • Loan processing takes 30-60 days
  • • High interest rates on informal credit
  • • No access to supply chain financing

✅ ButterflyCredX Solution

  • • Get 90% of invoice value in 24 hours
  • • No collateral — invoices are your security
  • • 100% digital, paperless process
  • • Rates starting at 0.8% per month
  • • Revolving credit that grows with you

Government Ecosystem Support

Udyam Registered

Priority processing for Udyam-registered MSMEs

GeM Sellers

Finance your Government e-Marketplace orders

GST Linked

Higher limits with verified GST filings

Pricing

Transparent. No Hidden Charges.

Simple pricing that scales with your business.

Starter

For small businesses

0.9%/month

of funded amount

  • Up to ₹50L funding
  • 48hr disbursement
  • Email support
  • Basic dashboard
POPULAR

Growth

For scaling businesses

0.8%/month

of funded amount

  • Up to ₹5Cr funding
  • 24hr disbursement
  • Dedicated RM
  • Advanced analytics
  • Priority processing

Enterprise

Custom solutions

Custom

volume-based pricing

  • Unlimited funding
  • Same-day disbursement
  • API integration
  • White-label option
  • Dedicated team

Funding Estimation Calculator

₹50,00,000

60 days

You Receive

₹45,00,000

Total Fee

₹80,000

Blog & Insights

Fintech Knowledge Hub

📊
CASH FLOW

5 Signs Your Business Has a Cash Flow Problem

Learn to identify early warning signs before they become critical.

Dec 2024 • 5 min read

💡
GUIDE

Invoice Financing 101: A Complete Guide for MSMEs

Everything you need to know about turning invoices into capital.

Nov 2024 • 8 min read

🚀
STARTUP

Revenue-Based Financing vs Equity: What's Better?

Comparing funding options for high-growth startups in India.

Oct 2024 • 6 min read

🏦
POLICY

RBI's New Framework for Digital Lending

What the latest regulations mean for fintech borrowers.

Oct 2024 • 4 min read

📈
GROWTH

How to Scale Your MSME Without Taking on Debt

Smart financing strategies that don't burden your balance sheet.

Sep 2024 • 7 min read

🔐
SECURITY

Digital KYC: What Documents You Need

A simple checklist for hassle-free online financing applications.

Sep 2024 • 3 min read

Contact Us

Let's Talk Business

Office

WeWork Galaxy, Residency Road, Bangalore 560025

Email

hello@butterflycredx.com

Phone

+91 80 4567 8900

WhatsApp

+91 98765 43210

Business Hours

Mon-Sat: 9AM - 7PM IST

Apply for Financing

Start Your Funding Journey

Complete this form and get a funding decision within 24 hours.

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